How to legally set up a PayPal Account in Ghana

Paypal has become one of the trusted names in online payments over the years. But for some reasons, Ghana has been banned from countries allowed to use this medium.
People have taken this opportunity to create accounts for people at huge unimaginable fees. Since I learned this freely, I also give freely. I will therefore show you how to legitimately create a PayPal Account in Ghana with your details. Just follow the steps below.
Requirements:

• A valid email address
• Visa/MasterCard

Step 1: Log on to the Paypal account of a surrounding country like Nigeria or Togo or any other African country.
Eg. https://www.paypal.com/tg/ for PayPal Togo and choose Individual or Business account. Select Individual account for your personal use

Step 2: Sign up using your email and enter a password

Step 3: Enter your details correctly except your phone number which will have a Togo Dialing Code of +228 but it doesn't have any effect on your account. Then click on Agree and Continue

Step 4: Enter your MasterCard or Visa Card details into the appropriate fields. CSC/CVC is the 3 digit at the back of your card. You can also choose to skip this step for a later time if your card isn't ready or available

Voila! Your account is ready now!

You will need to verify your account by signing into your email address to click on the confirmation link. So there you go.
RATIONALE: Though Ghana is not permitted to be part of PayPal, there are Ghanaians in other PayPal-allowed countries using the service. Because of this, it can be seen as you are in a different country, say Togo, using PayPal.
For how to link a bank account to your PayPal account, click on this link
CAUTION: Take good care of your cards. Report them immediately they get missing in order for them to be blocked from fraudsters and thieves.
SUMMARY

1. Visit the PayPal site and hit Sign up in the top right corner of the page, or use the URL paypal.com/tg which is the Togo version of PayPal
2. Choose a Personal or Business account depending on your choice. Personal accounts are for general transactions like buying items and sending money. Business accounts are for integrating with online shops and related stuff.
3. Click Continue and you’d be prompted to type in your email address and other details
4. Type in the email field your correct personal email address and choose a secure password
5. Hit Continue and put in your address and phone number
6. Create your account and login
7. Add your debit or master card details. Debit cards can be obtained from most international banks in Ghana including Barclays, UBA, etc. MasterCards can be obtained from GCB and some other banks.
8. Check your email address to verify or activate your account, and enjoy PayPal legally in Ghana.